Banking apps seem to be a motif among things that don’t play well with privacy ROMs. My bank’s website does everything I could want out of it. I think I might be ignorant to something.

  • What about banking apps is especially compelling?
  • How often do banks put must-have features behind an app?
  • And should I be concerned that banks might move away from offering services through browsers?
  • @rutrumA
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    102 months ago

    Cashing checks and zelle are the big ones

    • @seaQueue@lemmy.world
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      52 months ago

      Zelle is sketchy even when compared to other cash transfer apps. They do a lot of freezing people’s money. Don’t use them if you have any other option.

    • Brickfrog
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      42 months ago

      Same here, mobile check deposit and Zelle are literally the only things I’ve ever needed a bank app for.

      I used to never use Zelle for anything but too many friends/family want to use some sort of app for exchanging money & that’s usually what we settle on. And my old landlord wanted rent paid via Zelle so that was another thing that forced me to install a bank app for Zelle purposes.

      Mobile check deposit is a requirement when dealing with a bank without any locations nearby. In practice I only need to use that once a year or so, checks are kind of rare nowadays unless you’re a business owner with clients/customers paying with checks.

    • @Dymonika@beehaw.org
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      2 months ago

      For some banks, like Ally, you don’t need the app to transact in Zelle. But yeah, I must have one for check-depositing.